⚙️ Your Monthly Activity
Checks + card swipes + ACH total
$
$
Updated June 2024 · 18 banks compared
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Enter your monthly activity and click Compare Banks to see which account saves you the most money.
📚 How we calculate annual costs
Every bank's annual cost = (monthly fee × 12) + (wire fee × wire count × 12) + (excess transaction fee × extra transactions × 12) + (cash deposit fees × 12). Monthly fees are reduced to $0 if your balance meets the waiver threshold.
We don't factor in interest earned (APY) because it depends on rates that change frequently. We note which banks are interest-bearing separately.
Some banks (Mercury, Relay free, Novo, Bluevine free) have $0 for most SMB use cases. The difference shows up only when you use features they charge for (international wires, cash deposits, etc.).